For my research paper I choose to write about if ATMs are an expensive habit? Before the invention of ATM’s people visited banks to do their banking. It was common to see long lines of people standing outside in the morning waiting for it to open. Now with the invention of Automated Teller Machines, ATMs have decreed the wait at the banks and allowed people to make transactions fast. In addition, allowing anyone to perform almost every transaction that you can inside of the bank. In the article, “World Automated Teller Machines Market 2010” authors, Frost and Sullivan expressed, “The ATM has revolutionized the customers' banking experience, in particular, the transactions in which they withdraw cash from their accounts.” Customers can view their accounts from any ATM. However, there probably always going to be human tellers, but ATMs have provided a certain amount of convenience designed to accommodate customers.
With the continuous access to your money threw a debit or credit card is making it easy for people to over spend. ATMs are everywhere, there are at malls, in grocery stores, and even in front of bookstores. In the article, “Are there too many ATMs?” by Bob Sullivan, author Sullivan states, “If it seems like there are neon ATM cash machine signs everywhere, well, there are. In fact, there's 370,000 automated teller machines across the United States right now, about 1 for every 296 people.” Anyplace you visit in the distance stands on ATM machine. No wonder bank customers are becoming addicted to instant cash through ATMs.
ATMs provide conveniences, and convenience almost always has a price tag. For instead, using an ATM that convenient but doesn’t belong to your bank, will accumulate into fees that drain your account dry. In fact, it’s a common story, everybody knows someone that is stuck in credit card debit or who always have that urge to spend money. In the article “Money Machines” author Ellen Florian states, “Clearly we love the feel of cold hard cash in our hands as much as plastic. So much so that we're willing to pay for those quickie stops at the ATM with often usurious fees--usually about $1.50 each time we grudgingly press the "I Accept" button on a cash machine outside our bank's network.” Now that anyone can get money by a press of a button, it bought on impulse instead of planning every purchase ahead of time.
The ATM also provided new ways for scam artists to commit fraud. Some scam artists have attached skimmers to ATMS. This is a device which can steal a debit card user's information when they insert their card. Other ways fraud can be committed is identify theft. Where someone steals you identify and have the banks send credit cards to the scam artists’ address or even put a gun to someone’s head and demand money as they are using an ATM. In the article “Can you trust that latent hunk of cash-dispensing steel?” author Phil Patton explains, “Experts naturally believe that the answer to ATM abuse lies in more and more sophisticated encryption devices (some have offered fingerprint readers or retinal scanners as suggested identification technology). The PIN system has an advantage of keeping the "key" to an account in two parts - half in hardware, half in wetware. Any system that relies on a single device, however cleverly encrypted, is a less secure system.” In result of fraud, the victim falls into a finical hole. It make sense, every time you swipe, enter or push a card into an ATM your chances for a scam artist to find your personal information increases.
Sunday, May 2, 2010
Sunday, April 18, 2010
The First Technology
Does the story of the iPhone show man to be determined by his technical achievements, in thrall to the phone, coerced by the phone? Or does it show him capable of using technology to his own, to human ends, and of being the master of the tools of his own devising?"
The use of iPhone’s only benefits someone whose achievements are surrounding with the use of technology. For example, iPhone usage for a business person is ideal because of the ability to store, view documents fast during a meeting, or keep track multiple dates. Therefore, being depended on technology helps one succeed in whatever achievements are being accomplish. On the other hand, for someone who is much younger and in school would be distracted by the apps, communication networks, and games, instead of completing his or her homework. The real story about owning an iPhones is that puts a lot of people in debit with its sky rocket pricing. iPhones makes people way too dependent to their phones, by providing easy to use resources and hundreds of answers available. Therefore, the treatment given to their iPhones is much better than how they treat others. In fact it shows people being capable of using technology on their own but it does not capable of letting people think for themselves. Granted that, they will master the tools of the phone by forming one’s own design but who’s really in control?
Social changes that have come to pass are computerized personal welcoming’s when calling businesses. Before talking to an operator a computerized person greats and ask the caller a question to direct you to the right operator. Another social change is the use of Twitter to track and follow your friends. Every place there at to where they’re going to in a few hours, twitter replaces the use of asking someone what their plans are. I imagine the recent technological innovation like webcams and robot will replace the face to face check-in at the doctor’s office. For instant, some doctors who travel on a business trip leave their offices for about a month. In some doctors’ offices the use of webcams on a robot allows them to still see, interact, follow up with their patients when they are away in another country. I feel the face to face conversation with your doctors will come to pass.
For myself and the use of technology I could say I’m comfortable with it. I use technology every day to talk with someone, check mail, or turn in my homework. I even mastered the trick of texting without looking down on my phone. Technology helps me get threw my day, without it I would feel overwhelmed with all the manual work. However, I like taking a break from cellphones, laptops, etc. I don’t do it often but it has been done before.
The use of iPhone’s only benefits someone whose achievements are surrounding with the use of technology. For example, iPhone usage for a business person is ideal because of the ability to store, view documents fast during a meeting, or keep track multiple dates. Therefore, being depended on technology helps one succeed in whatever achievements are being accomplish. On the other hand, for someone who is much younger and in school would be distracted by the apps, communication networks, and games, instead of completing his or her homework. The real story about owning an iPhones is that puts a lot of people in debit with its sky rocket pricing. iPhones makes people way too dependent to their phones, by providing easy to use resources and hundreds of answers available. Therefore, the treatment given to their iPhones is much better than how they treat others. In fact it shows people being capable of using technology on their own but it does not capable of letting people think for themselves. Granted that, they will master the tools of the phone by forming one’s own design but who’s really in control?
Social changes that have come to pass are computerized personal welcoming’s when calling businesses. Before talking to an operator a computerized person greats and ask the caller a question to direct you to the right operator. Another social change is the use of Twitter to track and follow your friends. Every place there at to where they’re going to in a few hours, twitter replaces the use of asking someone what their plans are. I imagine the recent technological innovation like webcams and robot will replace the face to face check-in at the doctor’s office. For instant, some doctors who travel on a business trip leave their offices for about a month. In some doctors’ offices the use of webcams on a robot allows them to still see, interact, follow up with their patients when they are away in another country. I feel the face to face conversation with your doctors will come to pass.
For myself and the use of technology I could say I’m comfortable with it. I use technology every day to talk with someone, check mail, or turn in my homework. I even mastered the trick of texting without looking down on my phone. Technology helps me get threw my day, without it I would feel overwhelmed with all the manual work. However, I like taking a break from cellphones, laptops, etc. I don’t do it often but it has been done before.
Sunday, April 4, 2010
Great American Vacation Destinations
Disneyland
The tourists in the movie are enjoying their visit and the crowds seem calm, happy and enjoyable. On the streets, you can see people playing instruments while the tourists interact by dancing and laughing. When I visited Disneyland, my experience was not the same as the tourists. I felt as my experience was much faster, loud and I was in a rush to see everything. I did not see anyone one the corner signing to tourists but instead people approached the musicians. Even though I had a great time when I was in Disneyland, the streets where so crowded that, I found myself lost and missing a lot of building a couple of times. Main Street has not changed a lot as much since 1959 but rather the tourists shaped Main Street as we see it today. How other people act, impact your vacation. At Disneyland, you find yourself standing in lines more often. It’s a well-known place, which attracts many people. When on vacation at Disneyland, one’s aggressive behavior can come out in order to satisfy there vacation. It is true that new rides and buildings where added since 1959 but Disneyland for the most part stayed the same.
America At Leisure (American Memory Project)
Princeton and Yale football game
College football is still an excitement for many sports fan. Rounding up about a million die hard fans, football is still a tradition. Watching young men one day catching the game winning touchdown and the next day turning to NFL stars has not changed. However, what has changed in college football is the ego of the players. Sad to say is getting to their head and the games are starting to become boring. Players are becoming too focused on their image, and not just playing for the love of the game. Everything is in high definition and close up of players reaction takes focused off the game being played. Also, ex-football players spend hours before a game, conversing about whom they predict is going to win. As a result, football has changed into a career, rather than an extra-curricular activity.
Claremont Theater, N.Y.
Theaters like the Claremont use to be a community involvement. Everyone came out to watch a movie to enjoy. It has changed now to a family activity also becomes a place friends came to meet. People in someone’s personal circle enjoyed the theaters with them. In addition, multiple movies are played in separate rooms by far different from old theaters. It is offering a variety of movies to choose. Theaters have changed dramatically but still an asset to American culture. Experiences at the theaters can bring out different behaviors of someone depending on the film. For example, certain films can touch a person resulting them to cry, or comedy films makes a person laugh and have a good time.
The tourists in the movie are enjoying their visit and the crowds seem calm, happy and enjoyable. On the streets, you can see people playing instruments while the tourists interact by dancing and laughing. When I visited Disneyland, my experience was not the same as the tourists. I felt as my experience was much faster, loud and I was in a rush to see everything. I did not see anyone one the corner signing to tourists but instead people approached the musicians. Even though I had a great time when I was in Disneyland, the streets where so crowded that, I found myself lost and missing a lot of building a couple of times. Main Street has not changed a lot as much since 1959 but rather the tourists shaped Main Street as we see it today. How other people act, impact your vacation. At Disneyland, you find yourself standing in lines more often. It’s a well-known place, which attracts many people. When on vacation at Disneyland, one’s aggressive behavior can come out in order to satisfy there vacation. It is true that new rides and buildings where added since 1959 but Disneyland for the most part stayed the same.
America At Leisure (American Memory Project)
Princeton and Yale football game
College football is still an excitement for many sports fan. Rounding up about a million die hard fans, football is still a tradition. Watching young men one day catching the game winning touchdown and the next day turning to NFL stars has not changed. However, what has changed in college football is the ego of the players. Sad to say is getting to their head and the games are starting to become boring. Players are becoming too focused on their image, and not just playing for the love of the game. Everything is in high definition and close up of players reaction takes focused off the game being played. Also, ex-football players spend hours before a game, conversing about whom they predict is going to win. As a result, football has changed into a career, rather than an extra-curricular activity.
Claremont Theater, N.Y.
Theaters like the Claremont use to be a community involvement. Everyone came out to watch a movie to enjoy. It has changed now to a family activity also becomes a place friends came to meet. People in someone’s personal circle enjoyed the theaters with them. In addition, multiple movies are played in separate rooms by far different from old theaters. It is offering a variety of movies to choose. Theaters have changed dramatically but still an asset to American culture. Experiences at the theaters can bring out different behaviors of someone depending on the film. For example, certain films can touch a person resulting them to cry, or comedy films makes a person laugh and have a good time.
"Why We Travel"
To get away from normal, stressful daily routines I travel. Lying down in the sun with my legs elevated sounds relaxing but also experiencing something new relaxes me. I enjoy the rush I get when I touch down off the plane. Traveling lets me be in charge; no one tells me what to do. Even though local traveling (in the U.S.) is wonderful, international traveling is a completely different travel experience. The most unexpected thing I have seen while traveling is when I was twelfth years old, and my plane to Africa made an unexpected emergency landing in London. At the time, everyone on the plane was confused, because no one was informing us what was going on. So instead, they told everyone on the plane that the next plane available will be the next day. So me and my family stayed in a hotel nearby. My brothers and I did not want to stay inside the room, so my father took us all outside. The only person who has been to London was my father so he knew where he was going. We roamed the streets of London and seen big buildings, weird shape buss's also ate some tasty food. Only being in London for less than twenty-four hours, I still experience a new lifestyle and I did not want to leave. I loved what London had to offer, it reminded me of America, but no one knew who I was or where I came from so I was never bothered.
Anonymity while traveling can be important, and sometimes it cannot. Depending on how comfortable a person might be traveling, anonymity can be significant for people that are more open-minded. Not knowing what a place has in store gives an exciting outcome to an traveling experience. However, unacknowledged can lead to an awful experience. Some places can be something they were not looking for, catching one off guard. The reason for traveling is an experience it selves. Rather being alone or with company of others, traveling is use to find your selves or bond with other.
Anonymity while traveling can be important, and sometimes it cannot. Depending on how comfortable a person might be traveling, anonymity can be significant for people that are more open-minded. Not knowing what a place has in store gives an exciting outcome to an traveling experience. However, unacknowledged can lead to an awful experience. Some places can be something they were not looking for, catching one off guard. The reason for traveling is an experience it selves. Rather being alone or with company of others, traveling is use to find your selves or bond with other.
Sunday, March 28, 2010
Travel Ad's
Air travel is being characterized as a place, where you or with the company of someone else will be the same as going to a restaurant. The image of tasty, delicious, and high quality foods depicts, if you are on an airline that you will be taken care. It makes you forget about the worst part about being on a plane. In fact, the way the flight attendant displayed the couple’s meals sends the message that there is plenty of food to satisfy your needs and you can clearly see the wide space offered on the plane. Today's advertisement for air travel does not look as similar as this photo. Airlines today focus more on offering the customers the lowest price not so much on the quality of customer services. On the plane, variety of foods are limited and everything seems to be either in a plastic container or bags and space on the airplane has gotten smaller.
The appeal in this travel ad is the Bahamas Island. Which two people only on the Island reflect the calm, quite, beautiful getaway, where relaxing is at ease. The features of the ad are the blue clear ocean, gorgeous enjoyable weather, the golden garden, spectacular caves, wild fishing, and the experience of a lifetime. Simple and plain ads attract people not only-but also, who are in need of a vacation but a place to forget about their problems. A part of the Bahamas that would be a part of a travel experience but not featured in the ad is the spas. Spa Treatments at the Bahamas will rejuvenate your mind, body, and soul. Another traveling experience not mention is the rich customs and history. In particular, the religion, the people on the island and learning about how the island came to be.
In the ad the train company is trying to be persuasive.
Encouraging customers to ride the Chimes train on the Northern Pacific Railway having a dinner aboard. When riding, the view of wonderful mountain ranges and rivers cover the window. The tempting inexpensive meals and sweet music will be included. The reward offered according to the ad is a coupon for the special event and a catalog of up coming events. This ad compared to modern advertisements for trains and air travel usually involves a scenario. Ad’s in modern advertisements ensure the customer that there will be how traveling will be and takes a tour threw the train or plane. Less advertisement is done on paper and more as a visual on the television. There is still some similar entertainment being offered like the use of meals to attract riders also with the use of music.
The appeal in this travel ad is the Bahamas Island. Which two people only on the Island reflect the calm, quite, beautiful getaway, where relaxing is at ease. The features of the ad are the blue clear ocean, gorgeous enjoyable weather, the golden garden, spectacular caves, wild fishing, and the experience of a lifetime. Simple and plain ads attract people not only-but also, who are in need of a vacation but a place to forget about their problems. A part of the Bahamas that would be a part of a travel experience but not featured in the ad is the spas. Spa Treatments at the Bahamas will rejuvenate your mind, body, and soul. Another traveling experience not mention is the rich customs and history. In particular, the religion, the people on the island and learning about how the island came to be.
In the ad the train company is trying to be persuasive.
Encouraging customers to ride the Chimes train on the Northern Pacific Railway having a dinner aboard. When riding, the view of wonderful mountain ranges and rivers cover the window. The tempting inexpensive meals and sweet music will be included. The reward offered according to the ad is a coupon for the special event and a catalog of up coming events. This ad compared to modern advertisements for trains and air travel usually involves a scenario. Ad’s in modern advertisements ensure the customer that there will be how traveling will be and takes a tour threw the train or plane. Less advertisement is done on paper and more as a visual on the television. There is still some similar entertainment being offered like the use of meals to attract riders also with the use of music.
"The Toursit"
Tourists are more likely to be consumers rather than being open-minded as depicted in the Essay “Tourist” by MacCannels. Tourists want to go to a place that satisfies there needs when traveling. For instead, a tourist might like to go to places they know guaranteed that they will have a good time at. As well as, travel only to a certain place for what they offer rather than finding something new.
In the Bay Area “sights that must be seen” according to MacCannels description, is the Sather Tower and the Marina in Berkeley. Especially at night, these places are worth being alone in its presence. Another tourist site is St Helena Mountain’s. It is a place where you can plan a day and camp, sport climbing, and hiking. In addition, a sight that became important that it lost its name, for instead (San Francisco “The City”) is Oakland also known as “The Town.” Oakland has a well-known facility called the Oracle Arena. It hosts many events such as concerts, and attracts sports fan for entertainment.
The Japanese Tea Garden in San Francisco Golden Gate Park is an example of a site that has underwent the states of slight sacraliztion. The Tea Garden been framed ever since the end of World War II. During the war, any Americans of Japanese descent where forced to relocate to concentration camps. During the exposition of Japanese Americans, a few original items of the Japanese garden went untouched. To enhance the way the old garden use to be, many destroyed items where replaced with sculptures, trees and plants. In addition, a few sculptures and building where left unharmed had been rearranged in high elevations on the hillside for protection. In addition, stones, beautiful flowers, and wooden fences shield the ponds. Throughout the garden, tall ancient temples, small sculpted boats, colorful bright flowers, lanterns, and Japanese’s paintings set the mood and guidance throughout the long trail of the garden. The garden now, is in the setting of reproduction to honor the Hagiwara family who took care and shared the garden before the exposition.
In the Bay Area “sights that must be seen” according to MacCannels description, is the Sather Tower and the Marina in Berkeley. Especially at night, these places are worth being alone in its presence. Another tourist site is St Helena Mountain’s. It is a place where you can plan a day and camp, sport climbing, and hiking. In addition, a sight that became important that it lost its name, for instead (San Francisco “The City”) is Oakland also known as “The Town.” Oakland has a well-known facility called the Oracle Arena. It hosts many events such as concerts, and attracts sports fan for entertainment.
The Japanese Tea Garden in San Francisco Golden Gate Park is an example of a site that has underwent the states of slight sacraliztion. The Tea Garden been framed ever since the end of World War II. During the war, any Americans of Japanese descent where forced to relocate to concentration camps. During the exposition of Japanese Americans, a few original items of the Japanese garden went untouched. To enhance the way the old garden use to be, many destroyed items where replaced with sculptures, trees and plants. In addition, a few sculptures and building where left unharmed had been rearranged in high elevations on the hillside for protection. In addition, stones, beautiful flowers, and wooden fences shield the ponds. Throughout the garden, tall ancient temples, small sculpted boats, colorful bright flowers, lanterns, and Japanese’s paintings set the mood and guidance throughout the long trail of the garden. The garden now, is in the setting of reproduction to honor the Hagiwara family who took care and shared the garden before the exposition.
Sunday, March 14, 2010
"The Loss of the Creature"
Perry uses the Grand Canyon as an example for his
argument. That imagery and performed ideas get in the way of out experience of a place for ourselves. Performed ideas referred to pictures, stories, thoughts about a place someone has presented for you. Those ideas contribute to an made up experience. The Grand Canyon is a tourist eye opener and a lot of people are attracted to the historical land. Usually one would get a brochure to get an idea about the place. Even when visiting, one would follow the trail the park ranger would guide them. Its as if your setting your self up. Your not getting the real feel of the place, someone is setting you up to only let you see the park there way or limiting your site. Instead, visit with open eyes and with a intention to have a good time because you experience the place on your own. Perry suggest to get off the trail. Every place has an amazing part about it waiting to be seen, found and used.
When I traveled to Miami Florida I was excited and I never been there before so I looked on the Internet to see where the hot spots where. I found some spots I was looking forward to see, so I called my cousin, who stayed Florida. She had told me not to pay attention to the Internet and what they advertise because those places I suggest we go are worse less and horrible. It even had alligators roaming around. If I allowed the performed ideas about Florida take over then I’m sure I would have gotten ate by an alligator. For now on, I would rather vist a place and let the place guide me to a wonderful time.
argument. That imagery and performed ideas get in the way of out experience of a place for ourselves. Performed ideas referred to pictures, stories, thoughts about a place someone has presented for you. Those ideas contribute to an made up experience. The Grand Canyon is a tourist eye opener and a lot of people are attracted to the historical land. Usually one would get a brochure to get an idea about the place. Even when visiting, one would follow the trail the park ranger would guide them. Its as if your setting your self up. Your not getting the real feel of the place, someone is setting you up to only let you see the park there way or limiting your site. Instead, visit with open eyes and with a intention to have a good time because you experience the place on your own. Perry suggest to get off the trail. Every place has an amazing part about it waiting to be seen, found and used.
When I traveled to Miami Florida I was excited and I never been there before so I looked on the Internet to see where the hot spots where. I found some spots I was looking forward to see, so I called my cousin, who stayed Florida. She had told me not to pay attention to the Internet and what they advertise because those places I suggest we go are worse less and horrible. It even had alligators roaming around. If I allowed the performed ideas about Florida take over then I’m sure I would have gotten ate by an alligator. For now on, I would rather vist a place and let the place guide me to a wonderful time.
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